Surrogate & Intended Parents FAQs
FAQs for Surrogates
How Much do Egg Donors Earn?
NAFG gestational carriers are compensated with a base fee of $75,000 to $85,000+ for their time and effort, plus many extras.
What are the eligibility requirements to be a surrogate (gestational carrier)?
A Northeast Assisted Fertility Group (NAFG) gestational carrier should be between 23 and 38 years of age, have at least one child of her own who she is raising in her own home, have the support from her family and others close to her for her decision to be a carrier, enjoy being pregnant, have experienced easy, uneventful pregnancies, and have a sincere desire to help create for others the kind of loving home she has herself.
Northeast Assisted Fertility Group (NAFG) receives many surrogate applications, but can only respond to a small percentage of them. If we can take action on your application, you should receive an email/phone call from us within a day or two.
How does NAFG’s surrogacy program work?
If your surrogacy questionnaire indicates a possibility of a potential match with intended parents, you will be contacted by one of our staff. We will gather supplemental materials, most importantly the medical records from your previous pregnancies and deliveries. The records will be reviewed by a clinician for preliminary approval. You will then speak to our surrogacy coordinator (who is an experienced fertility nurse). We will consider possible matches and once we have a potential fit, we will all have a phone and/or video conference to finalize the match. Then, the medical screening would take place at an IVF clinic (typically over a period of two days; all your travel costs would be covered in advance), and you would begin the treatment to prepare your uterus for pregnancy. You would need to make one more two-three day trip to the clinic for the embryo transfer. The prenatal care and birth take place in or close to your home town with your own doctors.
How long does the surrogacy process take?
Once you apply, it typically takes about two-three months to be matched with intended parents, and another two-four months for the screening and embryo transfer to take place.
What medical procedures are involved?
Gestational carriers have blood drawn (to test for hormone levels as well as infectious diseases), drug screens, uterine sonograms and psychological evaluations. Gestational carriers’ husbands or partners participate in the psychological evaluations. Hormone treatment is required to prepare the uterus for the embryo transfer; the embryo transfer takes place in the IVF clinic and is not painful. Prenatal care is the same as for your previous pregnancies after you are discharged from the IVF clinic.
Watch our YouTube video here that explains the medical procedures involved for surrogates.
Where do I go for my medical procedures?
The screening and embryo transfer take place at an IVF clinic, the location of which will be determined by the intended parents.
Watch our YouTube video here that explains where you go for your surrogacy related medical procedures.
Am I eligible to be a surrogate if I am using birth control?
Yes. The nurse will instruct you on any changes to your birth control.
Do I need to live near one of your offices in order to participate in your surrogacy program?
No. We welcome qualified candidates from all over the United States! You must reside in a state where compensated surrogacy is not prohibited, however.
Do I need insurance to be a surrogate?
While it is a good idea to have general health insurance coverage for yourself and your family, most insurance policies have restrictions related to surrogacy. We will cover the cost of your prenatal care and delivery expenses in-full regardless of whether your insurance allows for surrogacy.
Does it cost anything to be a surrogate?
No. All your medical, legal, insurance, and travel costs are paid for in advance.
How do I apply to become a surrogate?
Please submit the Surrogacy Application through our website, along with some current photos.
What legal protection do surrogates have?
Surrogates have their own lawyers (typically recommended by us) to review the surrogacy contract with them. The contract outlines and reinforces the payment of your compensation and travel expenses, outlines the carrier’s duties and protects her rights. Legal fees are paid for in advance by the intended parents.
What is my relationship with the intended parents?
After receiving a written profile and some photos of your prospective intended parents, you will communicate with them by phone and/or video conference, along with a member of the NAFG staff. The nature and frequency of your contact throughout the pregnancy is discussed at the initial meeting to determine the type of relationship that suits all parties. Most intended parents do not live within driving distance of their carriers, but keep in touch throughout the pregnancy in many ways (phone, text, e-mail and FaceTime/Zoom).
Watch our YouTube video here that explains the relationship between surrogates and intended parents.
Can a surrogate participate more than once?
Yes, if you have had fewer than six births in total you can qualify. We welcome candidates who have served as surrogates previously as well as new candidates.
FAQs for Intended Parents
How do I start?
Everyone has a unique and special situation. We need to hear your story in great detail so we can discuss the options available to you. Your schedule and plan will be customized to fit your needs. We believe in everyone’s right to have a child, and welcome people of any age, marital status, or sexual orientation.
The First Steps: Gestational Carrier and Intended Parent Matching Process
Working with our surrogacy team, we learn about you and provide information on the medical, social, and financial aspects of the process. Unlike the egg donor selection process, there is no online database of potential gestational carrier candidates. Since intended parents and gestational carriers will ultimately be known to one another, it is a more mutual matching process, as surrogates have their own expectations for the type of parents they would like to work with. You would create an anonymous written profile, and we would present a recommended surrogate profile to you for your consideration. Once you are part of our program, it typically takes six months to be provisionally matched with a carrier.
The first contact with the potential surrogate will occur by telephone and/or video conference call. Once the match is official, the intended parents and gestational carrier and her spouse or partner (if any) have a series of screening appointments at the IVF clinic over the course of one-two days. (This IVF clinic is where the eventual embryo transfer takes place.) The gestational carrier has her prenatal care and birth close to where she lives, often with the same doctor who delivered her other child(ren).
Throughout, the NAFG surrogacy coordinator acts as liaison between gestational carriers and intended parents. She arranges local appointments for the surrogate and helps her follow the conditions of her agreement while informing the intended parents of her progress. Intended parents may review all medical records pertaining to prenatal care and delivery. (The surrogate provides a HIPAA-compliant general medical release at the start of her treatment.) The surrogacy coordinator oversees the day-to-day health and well-being of the gestational carrier (both physical and psychological), and serves as a resource for intended parents to prepare for the new arrival. The surrogacy coordinator is the primary contact for this phase, but all parties can be assured that the full staff of NAFG is always available to them at any time, should any particular needs arise.
After the baby is born and is ready to be released from the hospital, the intended parent(s) are able to take immediate custody of their newborn. In the states where we work, the intended parent(s) will almost always have their name(s) on the birth certificate, and no additional legal work is required. We work in legal environments that have proven consistently favorable to pre-birth orders (which requires the intended parent(s) names to appear on the baby’s original birth certificate).
Can the surrogate acquire legal custody of the child? What about the Baby M case?
If the intended parents fulfill their contractual obligations, it would be virtually impossible for a gestational carrier to acquire legal custody after the birth. The surrogate has no genetic relation to the child. NAFG conducts surrogacies only in states favorable to such arrangements, and the gestational carrier agreement is drafted and signed before the embryo transfer.
The Baby M case [109 N.J. 396, 537 A.2d 1227] (1988) was a traditional surrogacy, in which Mary Beth Whitehead used her own egg and was inseminated with the intended father’s sperm. Unlike in a gestational surrogacy, Whitehead was the genetic mother of the child. The final ruling granted custody to the intended parents with visitation rights for Whitehead, based on the best interests of the child. The court refused to enforce the terms of the original contract.
Is surrogacy legal everywhere?
Intended parents may live anywhere in the United States, and Northeast Assisted Fertility Group (NAFG) has worked with intended parents from many U.S. states and countries overseas. However, since statutes and case law (if existing) are different in every state, gestational carriers must reside in states where commercial surrogacy is not prohibited. Massachusetts, where NAFG was founded, has become increasingly favorable to surrogacies, and represents one of the best surrogacy options on the East Coast. There are a number of other states within the U.S. where gestational carriers may live as well.
Watch our YouTube video here that explains surrogacy friendly states.
Why would a woman choose to be a gestational carrier?
A gestational carrier provides a very special gift to a couple or individual incapable of bearing children on their own. She is generously compensated financially for her time and effort, but her heartfelt commitment to help is the primary motivation. The ideal gestational carrier is married (or in a committed relationship), is raising at least one child, and does not desire any more children of her own. Her family and friends are very supportive of her choice to be a surrogate.
Candidates approach NAFG through mainstream media, word-of-mouth, and a variety of other sources. All surrogacy candidates are rigorously screened medically and psychologically, and many aspects of their background are thoroughly investigated. Intended parents are matched with a compatible gestational carrier from the pool of candidates we have carefully prescreened. Our staff serves as liaison before, during, and after the pregnancy. All parties must feel completely comfortable with the arrangement before any medical procedures take place.
Watch our YouTube video here that explains why women choose to be a surrogate.
Where can the medical procedures take place?
The participants decide, along with NAFG’s recommendations, on a reputable IVF clinic that is suitable and convenient for the intended parents and/or gestational carrier. Travel may be required for some of the parties.
How long does the surrogacy process take?
Because of the many variable components of the surrogacy arrangement, the duration of each one is different. Much depends on the availability of gestational carriers, whether an egg donor is involved, the success of the medical procedures, and a host of other factors. A general time frame of eighteen to twenty-four months from the time you start with us to the time your baby is born would be an average.
Watch our YouTube video here that explains how long the surrogacy process takes.
How much does it cost to use a surrogate?
The fee structure, like the time frame, varies for each case. Some gestational carriers have greater expenses than others, and fees for IVF procedures can vary among facilities. Depending on where the surrogate lives, there may be travel costs to consider. An average total of $140,000 to $190,000 would be reasonable to project for intended parents considering surrogacy.
The fee structure breaks down as follows (these are estimates and will vary with the scope of services you will require):
NAFG surrogacy program fees: $38,000
Gestational carrier compensation: $75,000 to $85,000
Egg donor compensation (if applicable): $15,000 for a first time NAFG fresh donor; $18,000 and up for experienced NAFG fresh donors; compensation varies for donors from other programs.*
NAFG egg donor program fees (if applicable): $9,000 for an NAFG fresh donor
Complications insurance premium (if necessary): $9,200
IVF costs: Approx. $15,000 to $30,000 (depending on whether donor egg is used and other factors)
Negotiated private-pay prenatal and delivery expenses (if necessary): Approx. $12,000 to $20,000
Travel: Approx. $5,000
Legal services (including independent counsel for the gestational carrier): Approx. $7,500-9,000
This general estimate contains a complete forecast of fees for all components from start to finish (certain elements may not be applicable to your situation, however). It is payable in stages over a 18 to 24 month period.
*Please see Takes3.com for our Egg Donor Program fees; if you choose an egg donor from a different program, the costs will vary.
The fees listed above do not include medical tests and procedures, which vary and are paid directly to the medical facilities involved.
Does insurance cover any costs?
In some cases, IVF procedures are covered. Separate insurance is almost always purchased for the gestational carrier.
Watch our YouTube video here that explains if surrogacy is covered by insurance.
Can single people, gay and lesbian couples or individuals use gestational carriers?
Yes! NAFG supports the right of all people to have the families they desire, irrespective of marital status or sexual orientation. In fact, in many cases, surrogacy is the best option for single and gay people. The laws in some states, however, are more restrictive than with traditional heterosexual married couples, so our team will take special care to devise a plan that is right for you.
What is NAFG's policy on maintenance of records?
Northeast Assisted Fertility Group (NAFG) will endeavor to maintain, to the extent feasible, Donor/Gestational Carrier identifying information and Recipient Parent/Intended Parent identifying information for an indefinite period of time. When an Egg Donor Agreement or Gestational Surrogacy Agreement governs the relationship between the Parties, it customarily indicates instances when the identities of the participants may and/or must be revealed. NAFG will do its part to comply with the terms of these Agreements. The IVF clinics involved and individual attorneys involved should also be considered a resource when and if necessary.
Ready to Learn More? Let’s Start the Conversation
Whether you’re applying to become an egg donor or surrogate and want to see if you qualify, or you’re a donor egg recipient or intended parent exploring your family-building options, we’re here to provide knowledgeable guidance, dedicated care, and a truly personalized experience.
Ready to Begin? Let’s Start the Conversation
Whether you’re applying to become an egg donor or surrogate and want to see if you qualify, or you’re a donor egg recipient or intended parent exploring your family-building options, we’re here to provide knowledgeable guidance, dedicated care, and a truly personalized experience, from your first conversation to the final milestone.